4 Reasons to Get Pet Insurance
1. Vets are Expensive
Just like healthcare for people, health costs for cats and dogs are rising too! With more treatments available everyday and people increasingly considering their pets valued members of the family, veterinarian rates are climbing. Those appointments, exams and treatment fees can add up fast! In 2014 $58.04 billion dollars was spent on pets the U.S. $15.73 billion of which was spent on vet costs. With pet insurance, you’ll simply pay a monthly premium and get reimbursed for a majority of the costs from your insurance provider within days when an unexpected and costly injury or illness rocks your world. (Note: % of reimbursement and the claim return rate depends on the company and coverage your choose so be sure to do your homework on which company is best for you.)
2. It’s Inexpensive
In 2012, U.S. Households had an average of 2.6 visits to the vet per year. Those costs can add up quick! With premiums as low as $20 per month you can save quite a bit of money in the long run. And the sooner you sign up the better because costs go up as your pet ages. Having pet insurance takes the burden off of having to decide in the moment whether a costly yet urgent and unexpected surgery is “worth it” since you can rest assured that you will not suffer a huge cost from the procedure. A small price to pay for vast peace of mind.
3. It’s Flexible
There are as many pet insurance plan options as there are dog breeds and there’s a plan to fit most every budget and need. Options range from major accidents only to vaccinations and annual wellness checkups. There are even options available to add on acupuncture, chiropractic and other holistic treatments, if that’s your jam. Since it can be overwhelming to decide which plan is the right fit for your pet and wallet, check out Canine Journal’s pet insurance rankings to learn more and narrow down your options.
4. It’s Easy
You will be reimbursed quickly for your vet bill. Just send in a copy of the receipt from your vet and within a few days or weeks (depending on your company and the complexity of your case) you’ll receive a check for part or all of the costs from that visit. In fact, most companies offer Smartphone apps for even faster and more convenient claim filing.
When your dog gets into the trash can, is bit by a snake in the yard or suddenly comes down with an illness, pet insurance will allow you to rest assured that your costs will be low so you can focus on what’s most important – caring for your pup and getting it back into good health quickly.
About the Author
Sadie Cornelius is the Director of Marketing for Cover Story Media, Inc where she heads up all graphic design and social media strategy for CanineJournal.com. Although she doesn’t have any pets herself, Sadie is a huge animal lover including her sister’s Bloodhound Jack and adores her mom’s Cavalier King Charles Spaniel Lucy. When not working you can find her admiring other’s dogs, pet sitting and/or taking photography for her friends and family’s furry friends.